Disability insurance cares for you if an injury or illness keeps you from working. Medical insurance provides preventive care to prevent illness and primary care for an illness. And life insurance cares for your family when you die. But there are some instances where the expenses may not be completely covered by these insurances and that is where accident insurance comes in.
According to the National Safety Council, there were 53.5 million medically consulted accident injuries in the United States in 2022. Some medical insurance only partially covers treatment expenses and, in some cases, it may not cover the expense at all. Plus, your medical insurance may have a deductible, and your disability insurance has a limit. Eder Financial’s accident insurance offsets expenses with a cash benefit and even offers a benefit for emergency medical transportation to the ER, which can cost thousands. Consider it a backup resource for unexpected trouble caused by an accident. Through a clear benefit list of injuries and conditions arising from injuries, Eder policyholders know exactly how much they will receive in the event of an accident, and it pays a set amount for each injury regardless of what other insurances have paid. The benefit goes directly to the individual, with no strings attached. Then, the money can be used as desired. If your employer offers Eder Health and Life Benefits and you would like to learn more about Eder’s accident insurance, reach out to us at insurance@eder.org.
