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Long-Term and Short-Term Disability Insurance for Churches
and
Christian Faith-Based Organizations 

Long-Term Disability Insurance Protection for You

At Eder Financial, we understand the importance
of protecting your family from financial loss due
to an unexpected long-term illness or injury.
We offer a long-term disability insurance coverage plan
for employees who work 16 or more hours per week 
for churches or a Christian faith-based organization,
Christian retirement community, or Christian camp.

Our long-term disability insurance plan is available during your initial eligibility period without underwriting.
You may also enroll during the annual open enrollment period. 

If you work for a denominational agency or other employer, contact your human resources manager to find out if your employer offers our short-term disability insurance plan. 

Long-Term Disability Plan Features 

  • Pays 66-2/3% of your salary, up to $5,000 a month. Payments are reduced by Social Security or other group disability benefits. 

  • Payments begin after 90 days of continuous disability. 

  • Pays an additional benefit of up to $5,000 a month for a maximum of five years if you are disabled for five years and have the loss of two or more activities of daily living or cognitive impairment.  

  • Payments continue to age 65 if you are disabled prior to age 60. 

  • Payments continue for five years or until age 70, if you are disabled after age 60. 

  • A catastrophic disability benefit is included our long-term disability plan. 

  • Benefits will not be paid for a total disability caused by or resulting from a pre-existing condition unless you have been actively at work for one full day following the end of 12 consecutive months from the date you became fully insured. 

 

Short-Term Disability Insurance 

Protection for You

Should an unexpected illness or injury occur, Eder Financial has you covered with our short-term disability insurance plan. We offer a short-term disability insurance plan for employees who work 16 or more hours per week for churches or a Christian faith-based organization, Christian retirement community, or Christian camp. 

Eder Financial's short-term disability insurance plan covers most of the gap between the start of your illness or injury and the start of long-term disability coverage.

Our short-term disability insurance plan is available during your initial eligibility period without underwriting. You may also enroll during then annual open enrollment period. 

If you work for a denominational agency or other employer, contact your human resources manager
to find out if your employer offers our short-term disability insurance plan. 

Short-Term Disability Plan Features

  • Pays 60 percent of your weekly salary, up to $1,250 per week. 
  • Payments begin after 14-day waiting period. 
  • Maximum benefit of up to 11 weeks. 
  • Maternity benefits included. 
  • Benefits will not be paid for a total disability caused by or resulting
    from a pre-existing condition unless you have been actively at work
    for one full day following the end of 12 consecutive months from the
    date you became fully insured.     

Click here to access important forms and helpful resources.

Have questions or want more information?

We are here to help.

Bold

Balanced

Trusted

Eder Financial serves individuals, organizations, and congregations affiliated with the Church of the Brethren as well as those of like mind within the broader faith-based and non-profit community.

The Site
The Denomination

Annual Conference
Bethany Seminary
On Earth Peace
Church of the Brethren

Headquarters

1505 Dundee Avenue,
Elgin, IL 60120

800-746-1505 (toll-free)
847-695-0200 (local)
847-742-0135 (fax)

As of May 2022, Eder Financial, Inc. became the new name for the former Brethren Benefit Trust, Inc. As part of this rebranding, other names within the organization were changed as well. The former Brethren Foundation Funds, Inc. became Eder Organizational Investing, Inc.; and Brethren Foundation, Inc. became Eder Deferred Gifts, Inc. For a short period, visitors to the Eder Financial website may still find links, forms, and other references with the former names on them. 

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