Long-Term and Short-Term Disability Insurance for Churches
and
Christian Faith-Based Organizations 

• Pays 66-2/3% of your salary, up to $5,000 a month. Payments are reduced by Social Security or other group disability benefits. 

• Payments begin after 90 days of continuous disability. 

• Pays an additional benefit of up to $5,000 a month for a maximum of five years if you are disabled for five years and have
  the loss of two or more activities of daily living or cognitive impairment.  

• Payments continue to age 65 if you are disabled prior to age 60. 

• Payments continue for five years or until age 70, if you are disabled after age 60. 

• A catastrophic disability benefit is included our long-term disability plan. 

• Benefits will not be paid for a total disability caused by or resulting from a pre-existing condition unless you have been actively at work for one full day following the end of 12 consecutive months from the date you became fully insured. 

If you’re currently enrolled in our long-term disability plan and you wish to calculate your long-term disability premium,
which is based on your salary, click the link below. 

If you already are an eligible employee, you may enroll and access your benefits by clicking the link below.  

Short-Term Disability Insurance 

• Pays 60 percent of your weekly salary, up to $1,250 per week. 

• Payments begin after 14-day waiting period. 

• Maximum benefit of up to 11 weeks. 

• Maternity benefits included. 

• Benefits will not be paid for a total disability caused by or resulting from a pre-existing condition unless you have been actively at work for one full day following the end of 12 consecutive months from the date you became fully insured.